If you have credit card then just go to your bank and tell them to apply for cibil score and in few days you will get your cibil score in Rs. 450 or may be in free . It is a tip use it because few years back I also want to know my cibil score and checked websites and come to know that I have to pay Rs. 750 around. So I went to my bank and tell them to get a cibil score and they provide me in free.