Definitely stick with VISA or any other credit card company. Managers not devoted to helping the customer - policies are not to help the customer. This company should realize they are there for the customer and change some policies to do so. No wonder its not as common as VISA.
I wouldnt know anything about the card because they never actually gave me the card and canceled it before I ever knew I had been scammed into signing up for one. Just ordered a credit report this week and found out it had been canceled 8 months ago -- apparently too late to do anything about.
Quit reading from this point :) Thats all I really wanted to let people know, but for some reason I have to have at least 150 words. So sorry for the lines of nothing at the bottom. I should probably be allowed to right a short review instead of writing this... sorry!