This is one of the cards among ICICI and Axis Bank. I personally feel both ICICI and Citi Card are the best ones and I recommend users to go with Citi Card without any hesitation. See, what cards do is hidden things. But I see no hidden things in CIti.
Though they are comparatively a bit costly in terms of interest charged, they tell you everything before hand. Nothing hidden. that is what is needed. I rate Axis Bank card as the worst thing to have. Better avoid that. Watch for more, if you are a loyal customer, you will get loan offers which are processed in less than 48 hours without a single piece of document.
That comes handy when you are in financial crisis to use the facility. Customer care again, is good in responding to one’s questions very patiently and provide reasonable solutions to the problems. Practically, I have never had any problems with them ever since I am using them i.e. October 2007. So, go for the card Bindass.