I was reading a review about cards and being a 5 years user of CITI Reward card I though to share my views regarding this. Like every card company Citi operator also told me that it have so many features but ignoring them, I took this card because I was in need of a credit card and till then I didn’t had any. Month by months after using I notices the rewards points were increasing in a good ratio and after an year, first time I redeemed 10000 points as 3500 Rs(1 point= 0.35 Paisa).
Not only in terms of redemption CITI reward card is also amazing with selected merchandisers like Flipkart or Makemytrip etc where the points added to your account in 10X fashion. Use it at Indian oil petrol pump only and they waive off fuel surcharges as well.
Recently I got to know they have referral program as well where I referred 2 friends for this card and in return CITI bank paid me Rs 2000 per person as referral reward. I inquired about other cards as well but got to know only HDFC and CITI gave cash redemption.
Use any credit card very wisely, When you are really in need of using the card go for that one which also can give you a good return. Being a long time user of CITI Reward card I am pretty satisfied and not in mood of taking other card.