While investigating a case me and my team visited cyber crime department and we found a huge Que of people to register complain of online frauds through mobile app.
And we noticed few of our known friends were also standing in the same Que, When we went in the depth of matter we come to know the whole fraud process done by this Credit Pearl Loan app.
Here are the details: When you download such loan app they ask for permission to access our contacts, Media, Phone storage, Location etc. And generally many of us allow permission without knowing the danger to grant this permissions.
Once you download such app like This Credit Pearl Loan app and allow permissions they imminently take a backup of your contacts, your phone data etc in their server storage.
And then the dangerous GAME of Blackmailing gets start.
They access photos and documents from your phone and edit them and start messaging and calling you on whatsapp asking for money and if you refuse to pay them then this people starts forwarding whatsapp messages to all your phone book saved contacts mentioning that you have taken a huge loan and not making payments. This people uses such a bad languages and abusing words with everyone they contact.
This people use fake numbers where you cannot make a regular call hmm bit clever so that we cannot record the call conversations.
Generally this people are using dark web server trick you will receive messages and calls from all different locations, Majority of them are from West Bengal, UP, Nepal, Orrisa, Ukrain, Russia and so on and on. Which is untraceable even for cyber crime police department and this is the reason this people are not getting caught soon.
so guys dont be a victim of such frauds, As I can understand after pandemic financial situation has become worst for every middle class family and people are seeking for loans where such fraud apps gets the benefits to blackmail and earn money.
Share this if your care for our country.