As I heard about DBS bank which is paperless and one can open an account in 90 sec. . that is damn cool so I check it . Is it really true or else . But believe me guys this 100% true . 15 days ago I received my Atm also . Now I have get various awesome features like 7% interest , discount coupons and all . User friendly app interface . Time to time updates for smooth transactions and thats I am looking for .