I had a great experience with Indiabulls Dhani app.The application is only for promoting M.S Dhoni.
Let me explain this properly, Me and my friends applied loan from Dhani app.
First the dhani app approve only those who have cibil score more than 800.
I got rejected as my cibil was only 750.But one of my friend got approve for loan and they were charging 29% rate of interest yearly for just 50000 rs.
Guys let me tell you if you have good cibil then better go with banks with less rate of interest instead of Dhani app.
Not recommend to anyone.