Firstly, I would like to say every has a urgency of money, however if u take a advantage of a situation and charge a high rate of interest its really bad and that to short point of time and if this me being a customer I will fall in dead trap, secondly customers services are inadequate and the cant keep a proper explanations u need to stick to ur point if the words keep on changing why being a customer will we believe u, Lastly and for mostly the app keep freezing and keeps on sending error report hence its not at all recommended