I had invested in the company when it was ING Vysya. The Management and staff in the Goa branch were approachable and very helpful. Now that it has been changed into Exide, I do not find any difference. Infact the value for their customers has never decreased. I have my friends to have invested and got a very good return on their funds. The agent who approached me comes on time to collect the premium and makes sure I do not have to pay any late penalties. My first investment I got a good return and have invested again since the trust has grown in this Insurance company.