I did a lot of research, this company ranks at the top. SO, I did more research and became a borrower. Good interest rate, fast and transparent. There is a fee initiation that is based on the loan but that is quoted as part of the interest rate and ALL companies(even those credit companies that want zero percent interest for a time), are sneaking in fees. I just recently received my loan. The process was painless and the loan is providing me with some optimism that I haven’t had in a long time. fast and easy application fast decision