Investing at Faircent is a relatively simply process. It begins when the borrower applies for a loan. If the borrower meets faircent’s underwriting criteria, such as a minimum credit score of 640(for a new borrower) then the loan will be listed on the platform for investors. Faircent, by far, impressed me more than any other lender I spoke to. They were immediately responsive and the process was so streamlined — it was a great experience.”