I have joined it before a month. I have a good experience with them and no issue in it.
Concept - FinoZen is a alternative of a saving bank account . It is paid better than bank saving account without any issues.
Layout & Design - It has simple and workable layout and design which is easy to excess by anybody.
Features - It provides 7-9% p.a. interest on capital which can be withdrawn anytime. It is now invest a capital in Reliance money manager fund(Growth). Deposit amounts start from 500 Rs.
Usefulness - It is better option than bank saving account.Deposit and withdrawal are directly from our bank account.