One thing I wold like to share here is how many of us have taken time to read the policy and its condition which we buy. We think of the policy only at the time we need it for claim purpose. Most of us just pay the premium and get the tax benefit certificate finished. Every one must take some time to read the policy condition, if not satisfied you can cancel the policy and get the money refunded with in specific time limit. Another thing I would like to say is any insurance company is going to process the claim on the basis of medical documents given from the hospital.
Have any one take time to read the discharge summary given by the hospital during discharge, most of us, will not.because the claim is going to be processed only on the basis of the patient discharge summary.am not favoring any insurance company, before blaming others we must correct our-self.