Guys please check the claim ratio of all the Life insurance companies before taking any big amount Term insurance plan. We have IRDA portal in place, where you can see all the companies actual scorecard for years and then you can decide where to apply. Please do not go on big names and WOW factors. Cos it will be create a big problems to your family in future.
Always go on IRDA Web site while taking any decision on any company or on plan.