My family member underwent an operation. We had Mediclaim(Cashless). Initially, everything went fine. Even the hospital did not ask any money. They just verified our papers with insurance company.
Problem came at last minute. The hospital staff said that they will not give discharge since the insurance co. has rejected our claim. We were shocked.
The bill amount was 1.20 lakh. Somehow, we arranged the money. But totally disappointed. We felt we were fools that we paid Medicalim premium all these years.If we did not have insurance, it was better. Bcoz we know some other hospitals that are economical.
Our agony is that first we were allowed to go for cashless hospitalization. Instead, we should have been refused by the insurance company.