Hi . I invest in mutual fund long time through sip . this one good route for investment . long time invest after I make own self one strategy this one als sip route but different way . I invest lumpsum first . then waiting for down market then again invest when market up this time I nothing to do . sip money put debt fund . this way all time my money in market and my result also not bad . please try it . chose one good fund start this way . thank you