It’s a good app to transfer money online or an online transaction.the best thing about this applicatin is it is not a wallet but it’san application which you can directly link with your bank by entering the registered mobile number of your bank. And hence money directly goes to the bank account. It also provides various offers and coupons. But it needs improvement as it crashes somtimes.This application is specialy made for indian users who like to do online transaction.And its a google product so you can trust it.I am using it and loving it.