Google tez app was recently launch by google for doing transition using upi as the app is new so they are promoting their app by giving scratch card to user who transfer money through tez upi when I was using this app first time its sound great like they offer upto 1000 rs for just single transition but after using this app I am totally disappointed as many of the time when I tranfer money to someone my balance got deducted and the money was not received to other person and after complain about this to tez they just give one answer that is tez is heavily use so it takes time to send money and till now my balance is not refunded also 90% of time their was a problem in their server so it shows bank not responding as I am using many of the upi app and all of them is working fine expecting this also in their scratch card they give nothing most of the time as the design and layout was good of this app but in feature and fuctions its a wrost app app also its not a useful app for doing transition as most of the time your balance was come to pending state so guys its my advice not to use tez for some money they just waste your precious time