Google play I am using from last 2 years, its one of the fast way to transfer money from one account to another account without any additional charges and giving great referral rewards of Rs 51 and one of the best feature in this app is getting scratch card once you transfered money to any other account. Till now I earned more than 1000 rupees from scratch card and It will works on IMPS model as well. Finally I can say this this app is secure and genuine app hence its belong to Google company.