I love google tez and itsfeatures. Eventhough utbis developing day by day its the fastest and smoothest among the others . The app have a clean interface . And about security its by the tech giant google what more authentication does anyone want. I have sent many transactions and none of them have failed or slowed. Everything is on time and accurate . And I love the promotional offers and scratch cards. I have got 900 rs from that alone. Its shure tez is the future of payments in india