As I said, Reasons to not make tez as a first choice for pay because this app is not giving cashback on payment . I know at start this is giving some cashbacks but that is nothing .If you use paytm or any other applications instead of tez, then u will get good cash backs on almost each payments . I installed tez app on my mama’s sujetion , they said me that you will get good cashback and it is simple and good payment media.But I am using it from one month I dont think that it is good. It is not having mobile recharge feature , bill payment feature or tickets booking features . So I am sugesting instead of installing tez you install paytm for good cashbacks and easy-to-use. I made so many transaction but it is always saying better luck in scrach cards