Google tez it is make by google for make payment and give some money to someone who has google tez application I used this about a month this app so nice that it works qickly. I send money to my friends with this. With this you can get some cash back also. I also connect with my banks . You can download it from playstore. Concept of this app is good easy to exchange money with a tap. Design and layout is fine easy to acess.over all I want to say try it once at least.