Being a worker in HDB financial services here my review after working 1 ½ years. First of all for employees this company is good for grow up because they will give promotion for your work. I joined as sales officer and I got 2 promotion and happy with promotion policy . And salary also pay at time . No delay in payment of salary . But business target are very high. for customer hdb provide personal , mortgage and gold loans . Interest rate are high compare to other private sector but process are very fast this HDB . I learned lots of things in HDB financial services . Good company for hard workers .