Hdfc bank services are good. I am with them from last 2 years. what I like about this bank they listen to customers carefully, and always try to solve their problems regarding accounts and policies etc. What I like most about his bank they offer 10 lakkns accidentle policy on their platinium debit card for free, condition is that you have to use their debit card at pos machines twice a month to keep activating that policy; normally they offer 2 lakhs accidentle policy on atm cards. Now a days opening bank account with monthly maintaince of 1000. Which no private bank provide in India.