Hi I have seen hdfc as a great bank those provides services amazing its not compromise with service but as per Indian leval some times so many likes to connect with HDFC but due to some high rates of Account opening that is minimum 5000 Rupees so its to higher for a common persons. and that need to maintain as an minimum balance. One more point noticed that is availability of banks limited places so that so many people’s cannot reaches so that if HDFC launch plan as per location than connecting will be increase and also need to increase branches. thanks