I am using this credit card since 1 years . at the time of getting the credit card , they told me lot of offers like lot of cashback , rewards point , shopping lounges cashback , and etc but they did not provide a single features as they told before . if you want to change your credit card payment amount due date , they take around 3-4 days to update the request . If someone want the statement on email , they again charged 100 rupees for every statement on email .
they charged high rate of interest and late charges if you missed the payment and as well as their customer service is also annoying and they treats you like thief if you missed your payment .
my personal recommendation is do not go for it if you guys are thinking about this .