I have been using HDFC bank money back credit cards for over 5 years now.
I have never had any bad experience from hdfc bank staff or customer service.
When ever any suspicious transaction is done on my card I am immeditely contacted by the team members of HDFC and confirmed about the transaction.The payments methods are safe and convinient.The charges seem a bit higher but when you get such a better service it wont matter.
Overall there is total custom, er satisfaction when dealing through and with HDFC bank and HDFC Bank money back credit cards.