I am salaried employees in maxxis rubber India pvt. ltd. my salary account is in hdfc bank. I get offered by hdfc free credit card. so I applied and amazingly I get credit card within just 10 days, . I got limit 52000. it depends on salary . it will revised time to time depend on so many factors. its totally free . there is no charge of single ruppess.
lets talk about rewards points. one reward point is 20 paisa. credit card fee is zero so rewards points you get by shopping is less as compare to other credit cards.
it is free so apply for that.if you have offer from hdfc bank.