One day HDFC executive called me and offered this card and told me many benifits of that HDFC bank moneyback card some of then were money back on some points by which some money will pay back to me after 100 points but after some days that amount will equals to 150 points and increases on so on. Which is dissapointing for me.it max. Limit is 50000 whoch may be less in some situations.