Have account in HDFC bank since 3 years and let me tell you tis bank is not for the common people .First of all for opening a acoount the initial money required was 5000 rupees , when I opened my account where as in other bank its only thousand or 500 or sometimes they open an account at zero balance which is called student account .Secondly this bank has high maintenance charge around 700 which is very costly .
When I started my internet banking it was again a pain for me .I had go to the bank o and fro almost for a month then the started my internet banking and when it started when I forgot the Id password , they fixed this issue in 5days . Fearing from all this I dont want to take the credit card from this bank . pls utise some other bank for depositing your money so that you can use your money on time .
On the time of deposition of money these people are quite happy , one thing more for taking the bank DD and depositing the cahllan of various examination form thks bank is the worst bank .