Hello friends
I take a loan from HDFC bank through credit card. The process is very fast and clear.
If you pay your EMIs regularly then u are the reliable customer. There credit card phone banking service is poor, But net banking and ATM facility is good.
Customer service is absolutely good.
They have lot of branches so you have the huge options to transactions in India.
But processing fee and flat interest rates is the higher comparatively other banks. So u check it properly.
Bank will provide you different offers so have the options to choose the best of one.