I have account in this bank from my company refrence.this bank s demands one lakhs to open a new saving accounts need to maintain as well. This is not cool point and also doesnt suits for the middle class person.all facilities are great never faced problem to make shopping through mobile/internet banking.own atms of this bank are very less thanks to another bank atm. when I left my job then account automatically turned into saving account and I went to bajk and ask to discontinue the account they did so instantly due to good custmer support services.