Hi Guys, I am a customer with hdfc from last 5 years.
As an account holder its a good bank.
You can find their atms everywhere but with no funds.
I also have a credit card which is cancelled the services with them.
Worst customer service for credit card holders.
If you skip any monthly payment then they will spoil the credit history.
They also dont provide with installment options if you miss the payments.
Online banking is again the worst part as their systems are alwys upgrading.