HDFC Personal Loans is one of the most pathetic form of loans offering division in the world. They have no sense of responsibility towards their customers well being. They are nothing but money hoarding, ruthless people. I applied for a personal loan from HDFC and their executive who came to my home was a mindless moron who, despite of having the documentation proving of my residential status rejected the case stating that I stay somewhere else. When documents provided by me include a passport that has been prepared only after the police have verified that I stay in the current location. This moron rejected my application as he felt I was staying at a different location.
The fact that I am undergoing a divorce and I am currently with my parents home and have been here for the last one year was asked to me a million times and I was subjected to supreme humiliation. Even after explain this situation the credit office decides to reject the loan. I am on the verge of crying and I request them to reconsider and the lady rudely answers on the phone that ‘let the applicant cry I don’t care’.
All this for an amount as meager as 4 lac rupees. I eventually pledged my jewelry and obtained a loan of the same amount with in a day from Reliance Consumer Finance. Which after a 15 day processing period was reject on absolutely rubbish grounds by HDFC.