Hi. Please dont open your account in this bank. its a worst bank. they will deduct any amount from your account without any information. I had deposit some amount in same bank but in different branch and they deduct 500 rs without any information. this is a worst bank. Phone Banking service is the worst part of this bank. if you dont have tpin they will not allow to talk to customer care also. who does that. and the employee also not very helpfull they will keep directing you from one place to other. if you go to branch they will tell to talk on customer care if you talk to customer care they will tell you to go to branch.