Hdfc bank is a beast bank of india . this bank is a most rating bank in the india .It was a very good experience with hdfc bank. I applied for a personal loan and the process was much faster than any other banks. The documentation part was quite easy. It will be good if they improve in the communication part, there was a delay in sending messages.but this bank is a good and I like it .thais atm is very low so many time it very important