Personal finance all financial decisions and activities of an individual or household, including budgeting, insurance, mortgage planning, savings and retirement planning. In Personal finance age should be requirement 21-60 years. All individual financial activities fall under the purview of personal finance; personal financial planning generally involves analyzing your current financial position, predicting short-term and long-term needs and executing a plan to fulfill those need within individual financial constraints. Personal finance is a very individual activity that depends largely on one’s earnings, living requirements and individual goals and desires. Matters of personal finance include, but are not limited to, the purchasing of financial products for personal reasons, like credit cards, life and home insurance, mortgages and retirement products. Personal banking is also considered a part of personal finance, including checking and savings accounts.
Documents to be submitted:
Proof of identity: Copy of passport/voter ID card/driving license
Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
Last 3 months bank statement/6 months bank passbook
Latest salary slip/ current dated salary certificate with the latest Form 16.