I m having a Hdfc bank account and hdfc bank is really very helpful bank and hdfc employees are also very good and cooporates with there custumers . Few month ago I was having financial problem for admission in college I went to every bank for student loan but all of them said to bring many documents and trying to say no for the loan and of them said we can give you the loan but when when I went to HDFC bank the bank manger gives me a hudge respect and told me whole process for getting loan and cooporated with me and said we will give you the loan and you have to verifiy few documents to us and then in few days I got the loan from hdfc bank and I was able to submit my college fees and Hdfc bank is having many facilities such as many bank internet banking doesnot allow to transfer money in holidays but hdfc has a facility of transfering money on holidays also by IMPS( Immediate Payment Service) facilities many people will get relief with this facilities so please contact with hdfc if you wan to open a bank account.