I go to my city hdfc bank and I ask for opening a account and when I say this they treat me like special guest one of them came to me with required paper in his hand, he first tell me about different - different types of accounts available there in bank and tell me all about them and which is better for me which is not and ask me which type of account you perfer sir, one chose one of them and then he asked me to give two id proofs and three passport size photos and with in half hour my account is ready . the provide awesome services but they give very less interest on your money as compare to other banks otherwise it is awesome in all other things