Hi to all, I’m normal customer of hdfc bank. Before hdfc bank i’m using services of Axis bank, in Axis I face lots of problems to use there services, so after 6 month I go to the hdfc bank office ask there services. Hdfc bank’s employees are very descent and very helpful for customers, so I opend an account there. I love to do shopping and lots of shopping, sometimes my money is over from my account. so Hdfc bank introduce me there Visa Credit Card, its a mini loan service from bank, like if I don’t have money to do shopping so I use credit card. One thing I mostly like in it if I do use of it then whatever the amount genrate, I can pay later and one more thing which mostly people don’t know about it, we can pay the amount by using EMI service. So i’m happy to use HDFC Bank Visa Credit Card service.