Hello friends , here I am talking about HDFC Bank visa credit card . I am using HDFC Bank visa credit card from three months so I am going to siggest you not to take HDFC Bank visa credit card . if you are using HDFC Bank visa credit card then you will get few good discount offers like 5% off on snapdeal but these are the tricks to take your money. If you are taking a credit card then must read the terms and conditions because once you will be trapped by them then you will get to know few of the rules so make sure you read all the terms and conditions.
If you withdraw money from HDFC Bank visa credit card then you suppose to pay 350 rupees extra charge( this is the minimum amount either you withdraw 100 rupee or 10000 rupees , you have to pay 350 rupees , this is not the interest , it is an extra charge ) , these 350 rupees include 2 rupees for swalshta abhiyan , I don’t think that this money going to be spend on swakshta .if you don’t pay your bill within 45 days , you suppose to pay a high interest. So guys I am not going to recommend you to use HDFC Bank visa credit card .