Hi guys now I am tell you my most important review of credit card.we all online buyers, and our generation like to marketting via online most.so we see every where in payment option that we have option to credit this amount with credit card, and also easy to monthly installment.its make very easy of us to shopping.but all credit cards are not like that, I am tell you now the worst credit card ever which is hdfc bank visa credit card.i am also like to shopping from online.and for me its very easy to shopping from credit card I dont know that this credit card is most worst credit card ever.so I make hdfc bank visa credit card around 2 years ago and shopping from online.make my bills payment from it.but when its comes to payment what actual payment they send me more payment to deposited.when I am querries about that they tell me its tax and that tax that charge etc etc I dont understand whats actual that.but I have to paid that all.its really headache for me.