Please be careful while giving a nod for the business regalia credit card, while the bank representative initially with their sweet words will make you fall prey to them and once u start using the card then they shall start sending u unwanted charges in the name of finance charges.
i am an NRI, and unfortunately took their card and till now regret this decision of mine, everynow and then they keep on sending me mails sometimes saying I owe them the full credit limit amount and sometimes sending a pending bill of few thousand only, because they know that I wont be vising india now so they are misusing this