Hello friends sharing my own personal and painful experience with HDFC Bank Visa Credit Card.
I got a call from hdfc credit card department saying as I am their prefered customer they want to offer me a platinum credit card at that time I was not carrying any credit card thinking it would help me in buying air tickets electronics ect I said yes in two days an executive came home and took my signatures and in more two days they sent me the card I did lot of shopping with it and time to time I cleared the balance, I lost my card with my purse I contacted them the credit card division customer service, and reported loss of my card and to re issue a new card they never did that,
I waited for some time and applied for a citibank credit card which is hundred times better than hdfc credit card.after an year these credit card people contacted me saying I have to pay 2000 rupees I asked why and how as I have always cleared balance on time they replied mam when u cleared the last balance 200 rs were left which have become two thousand now .i scolded them and told never to contact me again then again after an year they called me saying those 200 has become 4000 and I have to pay that, they contact me yearly once and in that way those 200 has become 7000.these HDFC credit card people are really sick and fraud.
Rates and Charges change soon as we start using their card.
HDFC credit cards a Fraud Game.