I have been using HDFC bank visa credit card since last last 2 and a half year.And I am satisfied with their service.
I was issued the card as per the salary account which was maintained with HDFC.They initially gave me a limit of 25, 000 and told me it will increase gradually as per my use.Now the limit is 75, 000 after 2 year.
For payment you can use the app or the website or also the atm machines.or also could opt for visa payment if paying from any other bank online website.
They are now providing smartemi and also loans as per your credit left in credit card.
I will definately recommand this card if anybody is thing of taking a credit card.
- Credit card should be uses judiciously as it affects your CIBIL score if not paid the credit amount in time and in future will create a problem in getting a loan.