I never applied for a HDFC Bank Credit Card.Suddenly one guy comes to my door saying he is doing the verification for my HDFC Bank Credit Card. He has all my details and my copies of my documents.
I told him that I only had a HDFC Bank Savings Account but had not applied for any HDFC Bank Credit Card, and then asked him where he had acquired my documents from.
He replied that the card was being issued to HDFC savings account holders without their knowledge for the Credit Card division to meet their targets during this recession.
He also replied that they would source the documents from other agencies where you had submitted them earlier for any reason.
I turned him out of my house. And have since been receiving calls from HDFC Credit Cards Verifying Officers to complete the verification and tell them details like my Date of birth and Pan No.
This has not become a harrasment yet, but it is creepy that they managed to get a copy of all my documents from god knows where. He even showed me some documents like my University Marksheets which I did not give the bank for opening my Savings Account.
Though their behaviour has been courteous uptil now.
Where could they be getting these documents from?