I took HDFC Bank Credit card. It was movie and dining offer card. All the information they gave in the catalog is FALSE. First day I used it and I got an issue, it took almost 2 months for the customer service to resolve. And the resolution was given by me to "Cancel the card". Or else the issue was still on.
First of all I got wrong information from Sales dept with all false offers. Though I did not believe, I went ahead and gave a chance. Atleast I thought let me utilize the actual offer on the card, but even though that was false. I used it only for 1 day and the service dept is really very very very bad.
There was a manager and she does not know to speak in proper English and I really wondered how did she become a manager. Surprisingly no one knows how to resolve the problem, this is WORST EVER CUSTOMER CARE SERVICE.
So please DO NOT TAKE HDFC BANK CREDIT CARD. If you take, u will suffer a lot in future with all the hidden charges and false offers and with worst ever service.