I have hdfc bank credit card. I have referred many friends too. I have earned 2000 rs.for every shopping I get minimum 5 % cash back.for movie tickets I get 15% cash back.i have bought few products on emi as well and the interest is nominal.fuel surcharge waiver given at rs 250 every billing cycle.
The bill us also generated after 50 days which is 45 days for all the other banks.it is feasible product and it helps me a lot to meet my need.