They are highly paid professionally trained fraud agents system.
Make this is last option. Consider first schedule banks.
HDFC Credila is no less than Chinese Godzilla. Their list of frauds
Push you to apply higher amount of loan than you need, there by collect huge(near about 50k) application fee. No refund even though they do not disburse money.
In the name of ease and safety, fixes very less EMI, in our case 30lakh lone 2300EMI, there by making customer more interest pay at end of time.
No customer support on phone calls, they trouble customers by talking with low, inaudible voice. Customer verification fails all time., even though you give correct application Number, they lie and say application number is wrong and disconnect call, just for insulting customer.
Only way to contact is mail system, their will works on your luck.
Very high interest rate than market. Avoiding this private finance company is the best decision. This is not HDFC Bank.