Hi friends, with HDFC ergo suraksha plan we can avail lot of benefts, first of all we get cashless service from 5000 plus hospital across country.it covers in patient charges and pre hospitalization charges, organ donor expenses, emergency ambulance and dormicillary expenses can be covered under this scheme.suraksha plan is opened for children from age 91 days onwards.you can also avail an incometax exemption up to 25, 000 thats great.